You may have purchased life insurance back in the day when your children were young and your spouse was staying home to raise them. Now, the kids have their own homes, the mortgage is paid off, and your spouse is building their own career. Is life insurance still a good investment when you are looking forward to retirement in the Amarillo, TX area? Your trusted agent at Nest Insurance Agency says yes.

Protecting Your Spouse’s Lifestyle

While you may have your retirement planned out, life remains unpredictable. A life insurance policy can help your spouse remain in the comfortable retirement home with nursing facilities or even in your own home instead of settling for a shared room in a state medical facility. 

Ensure Medical Costs Don’t Empty the Nest Egg

Even with the best medical insurance, a catastrophic health event can result in bills that could wipe out savings accounts and even cause you to lose your home. If you opt for a whole life insurance policy, you can opt to cash it out to help both of you through unexpected emergencies instead of giving up the house and planned trips.

Helping Out the Next Generation

Now that your children are settled into their own home, they are probably raising a few kids. The right life insurance policy will allow you to leave some cash for the grandkids. Maybe enough to start them on college or as a down payment for their own house. It really gives you options on how to handle your estate and specifying who will benefit from your hard-earned wealth.

Take some time to talk with your agent at Nest Insurance Agency in Lubbock and Amarillo, TX and take the next step to plan for your family’s future today with a quality life insurance policy.