Auto Insurance in Texas

Texas auto insurance protects you and your vehicle against accidents while on the road. For added peace of mind, Nest Insurance Agency in Lubbock and Amarillo, TX offers you a variety of coverage options which are listed below that are worth considering.

Bodily injury liability

This takes care of medical bills, lost income or wages, and funeral expenses for anyone injured or disabled if the policyholder is responsible for the accident. It covers court and legal fees incurred while defending you in the suit as well.

Property damage liability

When you cause an accident, the legal responsibility of repairing the other party's vehicle or property falls on you. This policy covers costs of repairing the other vehicle as well as anything your car damages during the accident like a building, fence, poles, or street lamps.

Collision

It pays for damages to your vehicle caused by colliding with another car, ramming into a pothole or an object such as a building, tree or telephone pole, and rolling over. In case you are at fault for causing the accident, and you pay for the repairs out of pocket, this policy reimburses you the costs incurred. If the crash was caused by another driver, the insurance company seeks reimbursement from the driver to pay for your vehicle's repair.

Comprehensive

This is a full coverage auto insurance policy that pays for losses and damages arising from hazards not associated with collisions. The risks include cases of theft, vandalism, storms, fires, falling objects, or animal contact.

Uninsured and underinsured motorist coverage

Uninsured motorist insurance protects the driver and the vehicle in case of an accident caused by an uninsured driver. It pays for all repairs to damages or injuries arising from the accident.

Underinsured motorist coverage pays for repairs to damages and injuries from an accident caused by a Texas driver who doesn't have enough insurance coverage.

Your auto insurance can be customized depending on your coverage needs, lifestyle, and budget. Get an online auto insurance quote or visit Nest Insurance Agency in Lubbock or Amarillo, TX to purchase a policy of your choice.