Nest Insurance Agency offers umbrella insurance policies, so you can add extra liability coverage to help protect your financial security. You can only purchase umbrella insurance, a secondary type of insurance after you purchase a primary policy.
What Qualifies as a Primary Policy?
You can add umbrella coverage to the policy that protects your Amarillo, TX home or business, whether you need a homeowner’s policy, renters’ insurance, dwelling policy, or if you require coverage for a commercial business.
In fact, any policy that includes a liability can qualify as a primary policy. That means you can add it to the following insurance policies:
- Home,
- Auto,
- Commercial,
- Construction,
- Boat/Other Watercraft,
- Motorcycle,
- RV.
If the policy you own contains a liability component, it can serve as the primary policy.
Why Add Umbrella Coverage?
Individuals already own the maximum liability coverage available on their primary policy turn to an umbrella to increase it. For example, you might insure your vehicle for $250,000/$500,000/$250,000 because you drive frequently or as part of your business. An umbrella policy lets you add to your policy’s maximum liability coverage.
Certain lifestyles or careers create a need for this. That includes those who travel each weekend or drive for Uber or Lyft. Perhaps you carpool or drive your child’s sports team everywhere.
Because you use your vehicle more often, you increase the likelihood of an accident. The added liability coverage that the umbrella provides covers your needs.
Contact Nest Insurance Agency
Let Nest Insurance Agency help you protect your financial security by adding umbrella insurance to your commercial, auto, boat, motorcycle, or home insurance. Let us help you protect your finances if you incur liability from an accident in Amarillo, TX or while on a road trip.
