How do you know your vehicle qualifies for classic car insurance?
At Nest Insurance Agency, we can help you determine if you have a genuine classic vehicle as well as guide you to the type of insurance you need. Not all classic autos are older vehicles; limited editions of newer models or deluxe brands may also qualify as collectibles or classics and be eligible for specialty insurance. Here are a few guidelines to help you determine if your vehicle qualifies for classic insurance:
- Your vehicle is between 10-24 years of age and has historical value
- Your vehicle was manufactured before 1980 and has been kept in mint condition.
- Your antique vehicle is stored within a safe, enclosed building.
- Your antique vehicle is driven only on specific occasions, not everyday use.
There are restrictions for cars that qualify for classic insurance. If you own a classic car in Lubbock or Amarillo, TX, you must agree to driving, maintenance, and storage restrictions for your vehicle in order to be eligible for classic car insurance.
The first step towards getting classic auto insurance is to have your antique vehicle appraised to determine its value. This will help you and your insurer select the classic insurance policy best suited to your needs. Classic insurance is often less costly than standard auto insurance as these vehicles are driven less, reducing the risk of accidents on the road. Classic car owners are also more careful when driving their precious antiques due to their great value.
A good classic auto insurance policy will protect your vehicle against accidents on the road as well as offer protection for theft, vandalism, fire, or other disasters while in storage. To learn more about classic insurance, coverage options, and costs, contact Nest Insurance Agency in Lubbock or Amarillo, TX.
