If you have a second car in Amarillo, TX, you already know that you need some kind of insurance coverage on it to remain legal. However, you may have wondered what exactly is the best type of insurance to have, especially if you only use the car once in a while. Nest Insurance Agency is here to give you a few tips on how to get proper coverage to give you the peace of mind you crave.
Nail Down How You Use the Car
Some cars are actually never really used. A planned nonoperational vehicle (PNO) is one where you promise not to drive the car or use it for any reason. You also agree not to store or park the car on public roads at any time. But most people will use their second cars, even if it’s just to have them serviced once in a while.
If you truly don’t use the car very often, you can consider limiting the car to liability only protection, meaning you won’t have coverage if either you cause an accident or if you’re involved in a hit-and-run of some kind. This can be a dangerous option, but one that many car owners are willing to take if they just don’t get a lot of use out of their vehicle.
The Right Auto Insurance for You
Nest Insurance Agency is here to serve the people of Amarillo, TX and ensure they get the auto insurance they’re looking for. Whether you have a seasonal second vehicle or just one that you loan your college-age student when they’re back in town, we want to help you find a policy that fits. Give us a call today to learn more and get the ball rolling.
